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Gardiner Marek Agency Blog

All You Ever Wanted to Know About Insurance

A Crime Story of the Cyber Variety (It doesn't pay, but it sure can cost)

You and I are probably alike. We live sheltered lives. We wouldn’t know where to go in our town to hire a hit man, or to buy some illegal drug, or to secure a botnet for cyber extortion. But there is such a place. And, you don’t have to put on your hoodie and slink to some seamy side of town. You can access the market of ill-repute and products which are no good for you from the comfort of your home. Its on the web. Or, indeed, it was on the web.

The cyber marketplace for such is known as the “darknet”. It’s where your stolen credit card numbers and social security numbers surface to be fondled and sold like ripe cantaloupe. I’ve never been there. I’m not even curious. It strikes me as evil.

Well, evil was dealt a blow this week by the good-guys. This past Wednesday, July 15, the Federal Bureau of Investigations announced that a cabal of miscreants was “dismantled”, put out of business, had their card table flipped over, and were dragged by their decorated earlobes to the woodshed. The forum known as “Darkcode” “represented one of the gravest threats to the integrity of data on computers in the United State and around the word and was the most sophisticated English-speaking forum for criminal computer hackers in the world,” said U.S. Attorney, David J. Hickton.

These guys must have grown up watching “Goodfellas” and “The Godfather”. Prospective members to Darkode had to be invited to join the group. They were only admitted after demonstrating their skill at the nefarious. Allegedly, they shared skills and knowledge to commandeer your computer, mine, and others worldwide to accomplish their dark purposes.

But, the good-guys infiltrated and brought them down. “A coalition of law enforcement authorities from 20 nations” worked together to bring charges”. You can read the story at

Look, hacker’s gonna hack. And the good-guys are comparatively few. So, if you have a business that uses technology, if you use point-of-sale devices in your business, if you keep the personal private information of clients or employees on your computer, you need to make sure your information is properly secured. But, just in case it’s not, and some dude from the Maldives (where is that, anyway?) swoops in and steals your private stash of names and numbers and secret information, you need to buy insurance. When prevention fails… Insurance.

Cyber Insurance - Survive the Hack!


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